About Us

Victoria L. Breen, President and Owner
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Victoria started Derby and Derby, Inc. with her mother Marjorie Derby in 1983. Vicki carries five securities licenses, in addition to Life and Long Term Care Insurance licenses. Vicki focuses on fully understanding her client’s financial concerns, challenges, hopes and dreams. She utilizes her 30 plus years of experience, resources, and investment tools to identify each individual’s core issues, develop a plan/approach, and educate with the ultimate goal of guiding her clients into a secure financial future.

Margaret Marapao,  CFP®
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Margaret joined the firm full time on December 1, 2016. She is a Certified Financial Planner™ professional and a registered investment adviser representative. Prior to joining D&D Margaret was a department supervisor in client services for a California based investment management firm. In addition to providing financial planning services for our clients, Margaret is involved with Derby and Derby’s marketing and business development activities. She received her B.A degree from the University of Southern California. In addition, Margaret received her Personal Financial Planning certification from the University of California, Los Angeles. She is a member of the Financial Planning Association and has been a financial planner volunteer for the Habitat for Humanity and Financial Planning Days. She has her Series 7 securities license and her California Insurance Agent License.

Donna M. Lloyd,  Vice President

In 1987 Donna joined the firm bringing with her a strong insurance and administrative background. Donna grew up in Ojai and has her finger on the pulse of the community. Donna is Life and Long Term Care Insurance licensed and is a Notary Public. Her vivacious personality, genuine commitment to client service, dedication to the company, and her administrative and technology skills make her an invaluable part of Derby and Derby, Inc. In 2010 she was promoted to Vice President.


Cindy Rodarte,  Administrative Executive

Cindy completes the all woman team. Cindy is also an Ojai local. She joined the firm in 1997 as receptionist and administrative assistant. Her background in office management, experience with office equipment, attention to detail, and wonderfully warm and friendly demeanor quickly secured her as an integral part of the company.
Cindy is usually the welcoming voice on the phone or first to greet our clients. She keeps the paperwork flowing smoothly and clients’ service needs met. In 2010 she was promoted to Administrative Executive.